🔎 Financial fraud is based on psychological manipulation and is called "social engineering". Using psychological manipulation, fraudsters encourage people to voluntarily give bank card numbers, logins, passwords and verification codes.
There are several signs by which you can recognize scammers:
👉 You are not the initiator of communication. If a stranger writes a message in the messenger, calls you on the phone and introduces himself as a bank employee, MIB, prosecutor's office or other government agencies, this is a reason to be vigilant.
The topic of conversation is money. If a stranger calls you:
🗄 the money on your card is at risk and should be transferred to a "safe account";
🗄 that a loan is being processed on your behalf and offers its assistance to prevent this process;
🗄 you are the lucky winner of a winning game and you have won a huge amount of winnings;
🗄 etc. (any topic related to money);
if he says, be sure that this person is a fraud.
They ask you to provide confidential information. Fraudsters will ask you in any way:
🗄 bank card number, validity period, PIN code and CVV/CVC code;
🗄 access codes from SMS notifications to confirm transactions;
🗄 mobile application login and password;
🗄 identity document information.
they try to find out
It evokes strong emotions. Emotions such as euphoria (you won 100 million soums) and sadness (your son hit someone with a car, the problem needs to be solved). A person who is overwhelmed by unexpected joy or excitement loses his vigilance and easily becomes a victim of fraud.
They don't give time to think. Haste is one of the signs of fraudsters. They know that if the victim has time to think about the situation and consult with loved ones, then the opportunity to embezzle their money will disappear.
