⚡️ Some time ago, on December 2, the head of state held a video conference on the issue of obtaining mortgages and allocating subsidies to them. In the video selector, he said that the sector was not satisfactory and that the sector would be reformed soon. A week later, as mentioned in the video selector, there was a change.
📃 Presidential Decree No. PF-09.12.2021 dated 33 “On additional measures to provide the population with housing through market-based mortgage loans” was adopted.
❗️ According to the decree, from December 2021, 10:
🟢 The practice of setting the maximum size of the apartment area when paying subsidies on mortgage loans to citizens with low incomes and in need of improved housing conditions will be abolished; (There was such a restriction under the old order)
🟢 Subsidies to cover part of the down payment - in the amount of 32 million soums, subsidies to cover part of the interest payments - will be paid in excess of 5% for the first 10 years. (In the old order, the amount of the subsidy was not fixed)
🟢 Subsidies are paid even if the price of the purchased apartment exceeds the maximum amount of the mortgage loan. In this case, if the price of the apartment exceeds the maximum amount of the mortgage loan, the rest of the value will be paid by the borrower at his own expense. (Previously, the subsidy was not paid when it exceeded the maximum amount of the mortgage loan)
🟢 When obtaining a mortgage loan, citizens have the right to involve other persons who do not live with them and are not close relatives as co-borrowers. (Under the old system, only close relatives living with them could be co-borrowers)
