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It was analyzed how the terms of car loans in Uzbekistan have changed compared to 2019. According to Spot, in December 2019, the number of car loan borrowers increased by 2,7 times.
As of July 2019, 1, there were 85 car debts in Uzbekistan. This is 2018 times more than in the same period of 2,9 and 2017 times more than in 12.
The total number of unsecured car loans was 4519, which is 2018 times more than in 2,7 and 2017 times more than in 19.
16 banks are ready to meet the high demand for car loans in January 2020. The main difference from 2019 is the increase in rates. If last year this figure averaged 25-27 percent, now it is almost 30 percent.
All banks must make a prepayment according to the terms. As a rule, this is 30% of the price of the car, although there are more or less options.
Several banks offer car loans - the interest rate on them varies depending on the amount of the deposit and the term of the loan.
Banks | Duration | Initial payment | Interest |
Asia Alliance Bank | 12 to 36 months | 25% and | 27% and 31% each |
"Ipoteka-bank" | Up to 12 months | 40% and | 30% |
«O'zpromstroybank » | Up to 12, 24 and 36 months | 25% and | 28% and 31,9% respectively |
Bank "Ipak Ydead » | Up to 36 months | 40% and | 23,8% |
Agrobank | Up to 12 and 24 months | 50% and | 28% and 30% |
Kapitalbank | Up to 12 months | 30% and | 24% |
Universalbank | Up to 36 months | 30% and | 42% |
Trastbank | Up to 36 months | 30% and | 24% and 28% each |
Turkistonbank | Up to 36 months | 30% and | 28% and 30% each |
Davrbank | Up to 35 months | 30% and | 30% |
Ravnak Bank | Up to 12 and 36 months | 30% and | 28% and 32% each |
Orient Finance Bank | Up to 48 months | 25% and | 26% and 28% each |
Savdogarbank | Up to 30 months | 30% and | 30% |
«Hamkorbank » | Up to 36 months | 30% and | 30% |
Ziraat Bank Uzbekistan | Up to 12, 24 and 36 months | 30% and | 24% and 27% each |
Tenge Bank | Up to 36 months | 30% and | 25,9% each |
Note: The data published in this article information only presented as are given. Credit terms are subject to change. Informationidentification of banks themselveshard work recommended are given.
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