10 great and interesting facts about banks and loans

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The first coins appeared several centuries BC. At that time, there were primary creditors, lenders at a certain interest rate. It was they who later formed the first banks. These banks not only provided loans, but also offered accumulative deposit creation services. As you can see, a lot of interesting information about loans has been collected over the past period. Here are some of them:

1. Although the history of lending goes back a long way, the first banks were established only in the XVI century. Thus, the first bank in history was officially opened in 1508 in Venice. Then in 1608 the first banking institution was established in the Netherlands, and in 1694 in Great Britain.

2. Archaeologists have found evidence of early credit in ancient Egypt and Babylon. Research has shown that an alternative form of modern securities, which were lenders as early as the XNUMXth century BC and even called the region, has been found.

3. However, important information about loans is just beginning. Do you think that modern banks are very strict with borrowers? What, then, would you say if you heard the laws of Hammurabi, the just and wise king of the Babylonian government? Under his law, debtors who did not repay their debts were forced to enslave their children as payment.

4. Interesting facts about banks can also be found in the history of Switzerland. There are more than 450 commercial banks in the country, with a total capital of $ 52 trillion. The first Swiss bank was opened in the late XNUMXth century. Achieving high performance in a short period of time is not always the case.

5. Another piece of information about loans in the above country is important. When a Swiss bank was inspected a few years ago, it was suddenly discovered that I had an account in the name of Vladimir Ilyich Lenin and that it contained 13,5 francs.

6. When it comes to banking information, it is impossible not to mention the decree of Pope Alexander III in 1179. According to the document, from that year on, all bankers were required to operate separately from the church. According to a religious scholar, no banker can be buried, according to Christian custom. Interestingly, no one has repealed the law since then.

7. Do you know the origin of the word "mortgage"? It turns out that the name was invented by creditors of ancient Greece. They set up a hypotheke (mortgage) sign on the land allotted to their debtors. This sign means that the land will be returned to the creditor's account in case of non-compliance with the loan obligation.

8. When it comes to interesting information about banks, there is another issue that needs special attention. All banking institutions around the world have a list of unwanted customers. The list usually includes the following professions: military, judges, private entrepreneurs, journalists, and lawyers.

9. Interesting information about loans can be found in the powerful Roman Empire. The fact is that in ancient Rome, even if there was a short delay, the debtor could be transferred to the real debt pit. If no one helped the debtor to repay the loan within a month, he was allowed to be enslaved according to the law.

10. The British Foreign Office has repeatedly issued an official statement stating that Swiss banks hold at least $ 4 billion in nationalist assets. However, these funds have been there ever since.