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Do you want to make a deposit in the bank? Then the following is recommended for you…
1. Comparison of deposits of all commercial banks
At present, all commercial banks have their own official websites on the Internet, which contain information about all banking services, as well as deposits. You can use these sites to get acquainted with the deposit interest rates in all banks, their terms and conditions. This allows you to get complete information about deposits remotely, instead of wasting your precious time going to the bank.
2. Determine in which currency to make a deposit
At present, banks accept deposits in both national and foreign currencies (US dollars, euros).
3. Choose the most convenient way to deposit money
You can open a deposit in the following forms:
- In the form of cash.
In this case, go directly to the bank and take your money in cash to the cashier of the bank and they will be transferred to your account. Interest on the deposit is paid at your discretion within the terms specified in the terms of the contract, either in cash or in cash to your bank card opened in the same bank. At the end of the deposit period, you can withdraw the total amount in cash or non-cash to your bank card.
- In cashless form-by bank card.
In this case, you go to the bank and deposit the funds in your bank card account. In this case, if the deposit agreement provides for the possibility of replenishment of the deposit, you can remotely send money from your bank card to your account using mobile applications. Interest on the deposit will be credited to your bank card within the period specified in the terms of the contract. At the end of the deposit period, the total funds are transferred to the bank card.
- Through a mobile app.
Banks now have the opportunity to open bank deposits through their mobile applications. In this case, you can make a remote bank deposit without going to the bank, agreeing to the terms of the offer (conditions offered by the bank to open an online deposit), and it is very convenient now. In this case, through the mobile application you can transfer funds from your bank card to the deposit and receive interest on the deposit.
4. If you want to place a deposit in cash, then choose the branch of the bank of your choice that is closest to you
- Nowadays, you can see the location of bank branches through the mobile applications and official websites of banks, which allows you to easily identify the bank branch located near your home. You can also specify the address of the desired branch by calling the operator of your chosen bank.
- You also have the opportunity to get answers to your questions about the terms of the deposit during the call.
5. Remember to get your identity documents before going to the bank
6. Familiarize yourself with the contract and other documents before signing them
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