There are three types of loans:
1. Strong debt.
2. Average debt.
3. Poor debt.
A strong debt is the price of the goods sold or lent to the person who presented the document to the debtor (such as a promissory note), even if he failed or did not deny it. , is given.
The average debt is the cost of old clothes sold, hats, and the like, which are related to the basic needs of the person and are not considered commercial property. The ruling on such a debt is that zakat is not given until the amount equal to the nisab has been taken from the debtor. In such goods (one-year transition period) is calculated from the date of their sale.
Weak debt is the cost of things that are not property, such as dowry, will, compensation. That is, the dowry that a woman receives from her husband is the money that has been bequeathed to a man, which has not yet reached him, and the compensation that has not yet been paid to the heirs. It is not obligatory to pay zakat on such debts until one year has passed since the nisab was taken. This judgment is in the absence of money in the amount of the nisab for a year. If he has enough money in his hand to pay the nisab, and he is one year old, he will give zakat on it by adding to it the amount he received from the above debts.
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